TRAC, which stands for "Terminal Rental Adjustment Clause" Leasing is "THE" automotive financing solution for business owners.

1) A TRAC Lease is a unique version of the FMV lease. The risk and reward of ownership is transferred to the Lessee through the TRAC provision.

2) A TRAC Lease has a preset residual value, virtually eliminating the Lessee's exposure to a Fair Market Value settlement at lease maturity.

3) A TRAC Lease lets you keep your Cash in the Business for working Capital.

4) A TRAC Lease allows you change out your vehicles regularly, as soon as one Trac is complete Start a new Trac on a New Vehicle.

5) A TRAC Lease can be spread over various Terms: 1 Year, 2 Years, 3 Years, 4 Years, 5 Years even up to 6 Years.

6) A TRAC Lease can be leased to match the vehicle Factory Warranty, helps eliminate un-expected out of warranty repair bills

7) A TRAC lease is structured so you can buy it out, trade it in, sell it in the open market or turn it in with no penalties for Mileage or Condition at the end of term. Similar to buying a vehicle

Seasonal terms and tax affected payment rates are available. (You can pay in more in your busy months and less during your slower periods it is very Flexible)

Taxes, up fits, and the cost of accessory installation can be included in the capitalized cost of the lease. (This eliminates the need to spend your working capital out of pocket it goes into the Monthly Payments)

Services and conveniences other finance products simply do not offer.

NMAC's lease terms are a clear advantage for credit-qualified borrowers.

Favorable accounting treatments provide cash-flow benefits.

Customer and dealer set the residual value with NMAC's approval.

A one-stop shopping experience when ordering and arranging financing for vehicles.

TRAC Leases are commonly considered off-balance sheet financing. This style of lease is generally treated as a 100% tax-deductible operating expense, not a capital expense.